Personal Banking
SRIRAMNAGAR PATTANA SAHAKARA BANK is completely computerized and believes in catering to the needs of the customer efficiently at all times. The customer can have the luxury of one - to - one service, without having to shuffle between tables. Every staff is capable of providing the customer with all the information and service needed.
Deposits
Savings Bank Account
Current Account
Recurring Deposits
Term Deposits
SRI RAMA Cash Certificate (Money Double Scheme)
NND Pigmy Deposits
Loans
Immovable Property Loan
Vehicle Loan
Gold Loan
Key Loan
Surety Loan
Overdraft
Loan on Deposits
Services
Core Banking Services
Net Banking
Mobile Banking
Rupay Card ( ATM Debit Card )
NEFT / RTGS
DD / Pay Order Issues
Locker Facility
Interest Rate on Loans & Advances
| Loans & Advances |
Rate of Interest |
| Housing Loan |
13% p.a. |
| Vehicle Loan |
13% p.a. |
| Gold Loan |
10% p.a. |
| Key Loan |
13.25% p.a. |
| Immovable Property Loan |
13.00% p.a. |
| Over Draft Loan |
13.00% p.a. |
Interest Rate on Deposits
| Period of Deposit |
Rate of Interest |
| 30 Days to 45 Days |
4.00% p.a. |
| 45 Days to 90 Days |
5.00% p.a. |
| 91 Days to 180 Days |
5.50% p.a. |
| 181 Days to 12 Months |
7.25% p.a. |
| 13 Months to 36 Months |
8.25% p.a. |
| 37 Months and Above |
8.75% p.a. |
Note : 0.5% extra on Senior Citizens
| NND Pigmy Deposit |
2.00 % p.a. |
| Srirama Cash Certificate |
88 Months Double ( 9.57% ) |
