Housing Loan 13.00%p.a.
Vehicle Loan 13.00%p.a.
Gold Loan 10.00%p.a.
Key Loan 13.25%p.a.
Immovable Property Loan 13.00%p.a.
Over Draft Loan 13.00%p.a.
Interest Rate on Deposits
 
Period Rate of Interest
30 Days to 45 Days 4.00% p.a.
45 Days to 90 Days 5.00% p.a.
91 Days to 180 Days 5.50% p.a.
181 Days to 12 Months 7.25% p.a.
13 Months to 36 Months 8.25% p.a.
37 Months and Above 8.75% p.a.

Note : 0.5% extra on Senior Citizens

NND Pigmy Deposit 2.00 % p.a.
Srirama Cash Certificate 88 Months Double ( 9.57% )
 

Deposits

Savings Bank Regular Account :

The salient features of the regular saving account are as under

  • A Savings Account can be opened by Individuals / Minors / Institutions/ Associations / Regd. Co-op.Societies / Trusts / HUFs
  • Average Quarterly Balance required to be maintained in Saving Account is Rs. 1000/-

Current Bank Regular Account :

The salient features of the regular saving account are as under

  • This is the High end current account which provides solutions to all types of your Banking needs.
  • Average Quarterly Balance required to be maintained in Current Account is Rs. 2500/-

Term Deposit

SRNPS Bank is a member of Deposit Insurance & Credit Guarantee Corporation. The insurance policy which covers depositor's money is in force & its premium upto date has already been paid to the corporation. Each depositor is insured up to maximum Rs. 500,000/-

Recurring Deposit

In recurring deposit account certain fixed amount is accepted every month for a specified period and the total amount is repaid with interest at the end of the particular fixed period. Minimum Period of RD is 12 months and maximum is 5 years